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Introduction

Workers' Compensation Insurance

Employee Benefits Plans

 


GROUP WORKERS' COMPENSATION INSURANCE PROGRAM

BESA's workers' comp participants have enjoyed exceptional results over the past forty-three years. BESA strives to provide the broadest and most flexible plans to benefit as many SNBE members as possible. BESA's group comp program is written by State Compensation Insurance Fund (State Fund). The State Fund provides this flexibility by including all construction trades in the plan and providing the lowest minimum premiums for the small contractor and those just starting in business.

Participants in the group program receive a 6% group discount on their workers' comp premium for being in a group (applies to all premiums above the $650 minimum).

The State Fund Claims Reporting Center (1-888-222-3211) is available 24 hours a day, seven days a week to provide referrals to the nearest medical provider/facility which State Fund has chosen and screened for their expertise in industrial injuries. The Claims reporting Center will provide instant physician referrals for industrial injuries no matter where or when the injury happens. The Claims reporting Center will also process your initial paperwork and assist you with new claims inquiries.

To qualify for this group program, you must be a member of the Solano-Napa Builders Exchange with a three-year loss ratio less than 50% and an experience modification (X-Mod) of less than 110%.

NOW, more than ever, it's time to join the SNBE. Put the unbeatable combination of SNBE + BESA + State Fund to work for you! Call the BESA TODAY, (707) 255-2690.

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